full time legal

Job Details

Job Purpose

The Corporate Counsel will report to the Company’s Director, Associate Counsel and will work closely with other attorneys and staff in the Company’s Legal and Compliance Departments. This position will assist in protecting the Company’s legal interests and in maintaining its operations within the scope of established law with a primary focus on the Company’s expansion into new states of operation. The Corporate Counsel is responsible for identifying and analyzing legal issues, assisting in the drafting of key documents, obtaining and overseeing the work of outside counsel, assisting in the development of corporate policies, procedures, and programs, presenting clear recommendations to management, and otherwise assuring legal compliance with a particular focus on regulatory compliance in the consumer finance space.

Duties And Responsibilities

  • Advise on state and federal regulatory matters, including the engagement and management of outside legal counsel when necessary
  • ... Analyze state-level laws and regulations to enable the Company’s expansion into new states
  • Advise on consumer finance-related regulatory, compliance, and legal issues with a focus on originations, servicing and collections of consumer installment loans
  • Update policies and procedures to address expansion initiatives, and develop new policies and procedures as required
  • Work cooperatively and strategically with other departments to advise on matters consistent with applicable laws and regulations, including closely assisting with state and digital expansion efforts
  • Conduct legal research and draft memoranda, as needed
  • Update policies and procedures to address new state expansion initiatives, and develop new policies and procedures as required in expansion states
  • Continuously monitor and maintain comprehensive knowledge of consumer lending and other applicable laws/regulations for a multi-state consumer finance company with numerous locations and a digital platform
  • Communicate and negotiate effectively both internally and with external parties (regulators, vendors, etc.)
  • Communicate regularly with, and make formal presentations and proposals regarding new state expansion initiatives
  • Collaborate closely with outside counsel as directed
  • Review and negotiate Company contracts, as needed

Minimum Qualifications

  • Law degree and admitted to a state bar
  • At least 3 years of experience in the legal field
  • Multi-state experience a plus

Preferred Qualifications

  • Knowledge and application of state consumer protection laws and regulations, including applying for new licenses and analyzing state-level laws and regulations to enable expansion into new states
  • Knowledge and application of federal consumer protection laws and regulations, including but not limited to, FDCPA, Debt Collection Rule, ECOA, TILA, EFTA, FCRA, TCPA, GLBA, and UDAAP, and any state-level statutory and regulation counterparts
  • Financial services industry experience preferred

Critical Competencies

  • Excellent analytical abilities, attention to detail, professional written and verbal communication, and interpersonal skills required
  • Ability to prioritize assignments, deal with interruptions, work independently, and meet deadlines in a fast-paced and growth oriented environment
  • Proficient in Microsoft Word, Excel, and PowerPoint

Working Conditions

  • Works remote or in an office environment
  • Able to sit and work at a computer keyboard for extended periods of time
  • Able to lift and move up to 25 pounds occasionally

Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Regional Finance has been providing personal loans for over 30 years through a network of more than 350 locations in 11 states. We understand that everyone needs a little help now and then.

Through Regional Finance and RMC Retail, our focus is to provide loan products to customers with limited access to credit from traditional lenders.

Our team members are the ones who take the time to listen and help our customers get through life’s financial tough spots. We seek to provide attractive, easy-to-understand loan products that fit within our customers’ budgets. Our one-on-one service from dedicated local employees ensures our customers get the right personal loan for their needs. We care about each other, our customers, and our communities.

Regional Finance values our Team Members. Benefits are a valuable part of your total rewards at Regional Finance. At Regional, once we hire you, we will support you with great comprehensive benefits, work-life balance and an inclusive environment designed to keep you moving forward

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