Senior Data Scientist (Series C Startup)

Over the past decade, millions of Americans have been forced to put their dreams of homeownership on hold. Home prices have outpaced wage growth while mortgage requirements continue to tighten. As a result, renters are missing out on a critical wealth-building opportunity: owning a home.

Our client building an on-ramp to homeownership – one that's more affordable, more flexible, and an overall better fit for the modern American family – and it’s working .

About the role

Our client is looking for a Data Scientist to join their growing company. In this role, you’ll ensure the financial viability of their business by developing their underwriting and/or pricing models. Developing this model will also mean simulating new financial product offerings which match customer needs to our client's capacities. Day to day, this will include a mix of dataset acquisition, statistical modeling, exploratory data analysis, and software engineering. You’ll report directly to the CTO and work... alongside a team of 8-10 software engineers and data scientists.

Responsibilities

• Build and refine our default and/or pricing models using structured data
• Identify, analyze, and acquire new data sources to improve model accuracy
• Influence Divvy’s product offerings based on quantitative insights
• Become a domain expert in risk and/or pricing

Work Experience

• You have 4+ years of experience in machine learning, data science or analytics
• You have experience in either R or Python
• You have a strong understanding of statistical modeling techniques
• You demonstrate the ability to clearly communicate analysis
• Bonus points for previous credit default modeling experience, risk management experience, and/or real estate pricing (AVM) experience

Perks

• Competitive salary + equity
• Full benefits (medical, dental, vision)
• Work Remotely (with a decent overlap of USA business hours)
• Compassionate and mission-focused co-workers
• The opportunity to transform the lives of our customers

Commitment to Diversity & Inclusion

We prioritize a commitment to diversity in our team-building process. We enthusiastically encourage individuals from a variety of lived experiences to reach out