Mortgage Compliance Regulatory Analyst
Serves as an enterprise-wide resource for Fair Lending and HMDA regulatory matters and fair lending compliance related initiatives. Responsible for HMDA Data collection and validations. Responsible for performing and maintaining in-house fair lending statistical analysis and identifying fair lending risks using strong statistical methods. Collaborates across the Credit Union to develop Fair Lending and HMDA risk controls to ensure that consumer and mortgage-lending activities comply with applicable Fair Lending and HMDA laws and regulations.
Essential Duties and Responsibilities
To perform this job satisfactorily, an employee must be able to carry out each essential duty competently. The requirements listed below are representative of the education, experience, skills and abilities required.
An equivalent combination of education and experience may be considered.
Effectively apply internal and external customer service practices and processes to meet quality service standards and achieve member satisfaction.
Learn and apply information, on a wide range of Credit Union products, services and regulatory compliance requirements, in order to assess member situations and develop solutions.
Strong analytical and problem solving skills with good understanding of risk management concepts, the ability to interpret laws and regulations, analyze processes, determine gaps and show sound decision-making ability.
Communicate in a professional manner and deliver information clearly and effectively. Actively listen to questions, opinions and ideas of others. Use tact and diplomacy in sensitive and confidential situations.
Excellent writing skills with ability to effectively articulate findings and issues in concise manner.
Operate computers and use business software with advanced knowledge of data management, spreadsheet and standard computing applications.
Understand and follow written and oral instructions.
Set priorities and manage ones own time effectively.
Experience with MS Word, Excel and PowerPoint.
Strong proficiency in time management and organizational skills.
High level of detail orientation